Going it alone or using a mortgage broker?
Asking the right questions
Going it alone into the unknown
What’s the first thing most people look for in a mortgage?
That’s right. Rates. Yes, rates are important, however there are a number of other factors that should be considered when evaluating a loan.
- Fixed or variable
- Re-draw facilities or offset
- Mortgage insurance
- Annual fees
Our network of lenders includes more than 30 industry leaders. Their mortgages all have different features, criteria and costs. We’ll consider these and many other variables to ensure you receive the right solution for you.
How can you be sure you’ve selected the right option?
Managing the purchase of a property or refinancing your home is a big undertaking: stressful, time consuming and confusing. Take a look at our process comparison below.
There’s no need to DIY and try to unravel bank jargon. An accredited Mortgage Broker like MMB works for you, not the bank. And instead of endless calls, deciphering paperwork and dealing with multiple parties along the way, our 3-Step Process, allows you to get on with life, while we do all the hard work for you.
Consider us as your Project Manager, co-ordinating all aspects of the process. Our network of independent professionals, including conveyancers and accountants, will help you get from A to Z and everywhere in between
16 Steps to Do it Yourself
MMB 3-Step Process
Call into your bank |
Try to keep an open mind as to why they believe they are suitable to you |
Do the same at another bank |
Try comparing loans, rates, fees |
Speak with another institution for a third opinion to ease your mind |
Complete your own research on the internet |
Take a chance at the option that appears to have the lowest interest rate |
Make an appointment with your preferred lender |
Gather supporting documents and complete the application form |
Receive “pre-approval” |
Organise building contracts with your lender |
Wait to receive unconditional approval |
Collate, complete and return various mortgage and legal documents to your lender |
Organise council permits, plans, insurance and send completed copies to your lender |
Confirm settlement with your lender |
Follow up all parties to ensure settlement will occur |
What our clients say...
We love that we can trust Rod's advice and know that he is always working with our best interests in mind.
If you are looking for someone who is reliable, trustworthy and amazing at what he does, then Rod is the person to go to.
Rod helped us buy, sell, refinance and simplify our home loan with such ease. Rod took away all the stress and made the process seamless.
I knew very little about the home loan process before meeting with Rod, his guidance and advice made a stressful time a lot easier.
From the moment we met, Rod has always been a voice of calm reassurance for us. Our application was tricky... but every step of the way, Rod guided us and reassured us.
With Rod’s help, we were able to build our first home well before we thought we would be in a position to do so.
Rod made a stressful process so much easier for us by taking care of all applications and answering the many questions we had along the way.
I truly believed my unique career would rule me out for a loan however Rod found a fantastic option for me and everything was very smooth
Rod was such a big help when I was looking to refinance my home loan. He was so insightful and honest about the offerings from different banks.
We initially went to Rod to refinance and thanks to his advice we have purchased our first investment and about to purchase our 2nd, in 12 months.
