High-debt lending now capped
High-debt lending now capped New debt-to-income (DTI) limits have taken effect as of 1 February, creating a guardrail around the riskiest home loans. From this month, APRA, the banking regulator, will ensure that authorised deposit-taking institutions keep high-DTI loans to no more than 20% of their new mortgage lending in both owner-occupier and investor segments. A […]
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